WHEN ACCIDENTS HAPPEN
How to Respond in a Tough Situation
Being in a car accident is the last thing anyone wants - but when it does happen, there are ways of making sure that the legal and insurance issues are handled with as little stress as possible.
- First of all - stay calm.
- If someone is injured, be sure to call for medical help.
- Make sure you call the police.
- Don't publicly make any statements where you either accuse the other person of causing the accident or take all the blame yourself. It could open you up to legal problems.
- Whatever you do, don't leave the scene until you've had a chance to talk with the officer and you've gotten their name. It's important to make sure that your side of the story goes on the record. Afterward, it's a good idea to get a copy of the police report.
- Make sure you have a pre-printed copy of your insurance information in the glove compartment, along with a camera you can use to provide pictures for the insurance company. A disposable camera with a flash for nighttime or interior shooting is usually best for this.
- In dealing with the other driver, make sure you get their name, address, driver's license number and insurance information - and that they get the same information from you.
- Also, make sure to get information from any witnesses as well.
- Make sure you get pictures of any physical evidence of what could have caused the accident.
- Write down pertinent details such as where the accident took place, what the weather was like, etc.
- Once the information's exchanged, report the accident to the insurance company immediately, even if it's not your fault.
- Make sure you understand how you're covered, and don't be afraid to ask the insurance company to explain the conditions of your coverage and payments.
- Don't be afraid to seek legal advice - and don't sign anything if you don't understand it.
- When you're using a body shop to get repairs to your vehicle, be aware that the insurance company can recommend a shop, but you are under no legal obligation to use its services. You have the legal right to choose the shop to do your repairs.
- Also be aware that insurance companies sometimes try to
dictate what type of parts are used in a vehicle's repair. They might
insist that a shop not use Original Equipment Manufacturer (OEM) parts, as
they are more expensive.
You have a right to know what kind of parts are being used on your vehicle, and to know if your insurance policy dictates what kind of parts can be used in your car. If your policy lets you choose, you have the right to decide for yourself.
- An insurance company also has the right to inspect your vehicle, but it is not required to do so. In addition, they cannot require you to visit one of their own claim centers.
- And finally: Make sure you learn from this accident, but also let yourself move on from what happened. Everyone has an accident once in a while - it's just something that happens.
Remember - Drive Safely!
Want more information on your rights? To make an appointment, call us at 508-399-7500 or make an appointment online!
One of the best in the country. You think its a big problem with whatever you drive in with. Others fail at their diagnostics mechanics. Jim reads throughout his every days on up to date and mistakes made by other shops that really get customers a mistaken repair leading to more when the actual problem is fixed for 45.00 dollars and you unfortunately spent 200 to 800 plus dollars. He started with hubcaps at 5 years old his brother teaching him. I witnessed a repair shop he worked at. The owner was a naval air craft mechanic the other mechanic seasoned. The three of us couldn't believe the extensive education strength, listening skills to customers. When the other 2 mechanics had trouble we went to Jim now at D&G. This mechanic can also weld exhaust fix automatic or manual gearboxes rear ends and so much more. He's a friend to all customers and doesn't repair things that are not broken. I estimated Jim is one of the top mechanics in the United States. He tells you even to help do a lower price or best advice. Very True Statement above. Not baloney, the one you've been looking for your whole life, and yes family business. Very Honorable Very honest. Give it a try. Its true.
Greg Sorrento, 01/21/2021
The absolute best around!
Brian Hamilton, 10/14/2020
Great customer service and excellent professional mechanics
Trevor Clarke, 10/14/2020